...Editor Portions of this transcript marked (audio in progress) indicate audio problems. The missing text will be supplied if a replay becomes available. Unidentified Participant (audio in progress) In Charlotte, North Carolina. Assets today, $520 billion, deposits $385 billion. And I should mention Truist has a top 5 market share in 23 out of its 25 largest MSAs. From a starting point of 12% to 13%, the company now has a mid-teens, medium-term ROTCE target. Representing the company today, to my left, is Donta Wilson, Head of Consumer and Small Business Banking. He leads 20,000 teammates who serve retail, premier and small business clients through digital banking, virtual service centers and more than 1,900 community banking branches. Additionally, he oversees core deposit and loan products, including mortgage, auto and Truist national consumer lending businesses. He's also a member of the operating council and was named to the executive leadership team in 2016. Donta will start with the...