... We're going to keep things moving with Truist Financial. Truist is a top 10 US commercial bank headquartered in Charlotte, North Carolina, with over $540 billion of assets. The company's footprint includes 7 of the top 10 fastest-growing markets in the country. Representing the company today is Kristin Lesher, Truist's Chief Wholesale Banking Officer, where she leads teams across commercial and corporate banking, commercial real estate payments, investment banking, as well as wealth management. She joined Truist back in February of 2024 after spending more than two decades with Wells Fargo. So we'll start with the presentation and then transition over to a Q&A. Kristin Lesher ...