...Good morning, everyone. I'm Brad Milsaps, Head of Investor Relations for Truist. I'd like to welcome you to Truist Financial Corporation's 2025 Annual Meeting of Shareholders. Thank you to our shareholders for joining us again this year using the Virtual Meeting platform. To help you follow along with the meeting, we've made the following documents available on the Virtual Meeting website. There, you can find the 2025 annual meeting proxy statement, our 2024 annual report to shareholders, our 2024 Form 10-K, the annual meeting agenda, rules of conduct for the annual meeting, list of Truist shareholders of record, and the 2025 annual meeting presentation. Joining me here today are Chairman and CEO, Bill Rogers; and our Chief Legal Officer Scott Stengel. Please note that our presentation and comments today include forward-looking statements. Please review the disclosure on slide 2 of the presentation regarding these statements. At this time, I'd like to turn it over to Chairman Rogers to...