...Good morning, everyone, and thank you for joining us. Riaz, a special thank you to you to get us -- helping us get started on this conference. Before we do, I want to just make some opening comments here. This is the first in what we hope will be many US-Canadian collaborative conferences for the financial services sector. This conference really, the genesis of the conference was really our US partners. They're the ones who got it started, but it quickly evolved into a collaborative effort with Canada and the US. I would encourage you to look at the list of presenting companies. This is, I think, a pretty good list of presenters in both Canada and the US. Our partners in the US, Andrew Kligerman, who covers insurance; Moshe Orenbuch, specialty finance; and Bill Katz, the asset managers, they've assembled a pretty good group of companies. Myself, Sherilyn, and Graham Ryding, we've also put together a good list of Canadian companies. Riaz, perhaps let's turn to you in some opening comments,...
