...Good morning. I would like to call the 2025 Annual Shareholders Meeting to order. I'm Kevin Blair, Chairman of the Board, CEO, and President, and I'd like to welcome all of our shareholders to our virtual shareholders meeting. On today's call, I'd like to acknowledge some special guests, including the members of the Synovus Board of Directors, our executive leadership team, and our bank leadership group, along with representatives from KPMG, our Independent Auditor. I would like to give a special recognition and thank you to John Stallworth, who retires from the Board today after eight years of loyal service. I would also like to welcome Greg Montana, who joined our Board in January. We thank both of these gentlemen for their commitment and contributions to our company. At this time, I would like to introduce our Corporate Secretary Mary Maurice Young. Mary Morris will be reporting on the business items of the meeting. Mary Maurice Young ...