...Unidentified Analyst Hello, and welcome to the Deutsche Bank Deposit Receipts Virtual Investor Conference, DBVIC. I'm pleased to announce that our next presentation will be from Swiss Re from Switzerland. Before I introduce our speaker, a few points to note. (Operator Instructions) Once the Q&A session has ended, don't log out. You look have to be transferred to the Swiss re booth, where you can continue to ask questions via chat and access shareholder materials. On a final note, all today's presentations will be recorded and can be accessed via the Deutsche Bank website, adr.db.com. At this point, I'm very pleased to welcome Marcel Fuchs, Director, Investor Relations, Senior Manager of Swiss Re, which trades on the Sixth Swiss Exchange under the symbol S-R-E-N and in the U.S. on the OTC as S-S-R-E-Y. Over to you, Marcel. Marcel Fuchs Thanks very much, and also a warm welcome from my side, and thanks for your interest in Swiss Re. So in the next 20 to 30 minutes, I'd like to focus on the...