...Good afternoon, everyone. Let's get started. This is Craig Siegenthaler from CrTdit Suisse, and it's my pleasure to introduce Ron Kruszewski of Stifel. Ron is the firm's Chairman and CEO and he's held these positions since 1997. Prior to joining Stifel, Ron worked at Robert W. Baird. His career started accounting at KPMG. We also have CFO, Jim Marischen, joining us as well. Ron, Jim, thank you for joining us. Ronald James Kruszewski ...