...Good morning, and welcome to State Street Corporation's 2025 Annual Meeting of Shareholders. I'm Brenda Lyons, State Street's Global Head of Corporate Secretarial and Administration Services, and I'd like to lead off with a few formalities. Today's meeting is being conducted virtually, is copyrighted, and all rights are reserved. The meeting may not be recorded for rebroadcast or distribution in whole or in part without the express written authorization of State Street Corporation. In addition, the presentations and potentially the responses to questions or comments at the meeting will contain forward-looking statements. Actual results may differ materially from those statements due to a variety of important factors such as those factors referenced during the meeting and in our SEC filings, including the risk factors in our Form 10-K. Our forward-looking statements speak only as of today, and we disclaim any obligation to update them, even if our views change. Further, some financial results...