...Unidentified Participant (audio in progress) at Chardon and during this call we'll not be discussing any Chardon research. Any discussions about research should be coordinated between our participants and their respective salesperson at Chardon, and the recording of this call will be made available to clients afterwards. And our compliance team has asked me to read this statement by participating in this call, our speakers attest that they have made Chardon aware of any potential conflicts, and they will not discuss any material nonpublic or confidential information that they're aware of that may breach their legal, regulatory, or fiduciary responsibility to any parties. All right, with that, let's get going....