...Good afternoon, everybody. Thank you for joining in the Fourth Annual Stifel Cross Sector Insight Conference. Hopefully, this is our last conference that will be done virtually. We look forward to having everybody in person in Boston next year. My name is Shlomo Rosenbaum. I'm the business services analyst here at Stifel, hosting a fireside chat with Ewout Steenbergen, CFO of S&P. I want to thank everybody for joining, and I want to thank in particular, Ewout, for carving out the time for us today and for carving out the time for this fireside chat. It's very nice to have you with us, Ewout. Ewout Lucien Steenbergen ...