...Anyway, so a lot of what you've done, Vlad is right -- true to the name of Robinhood, you democratize finance. You did have some different market conditions back when you were coming public. You revolutionized and really spurred on the zero-commission trading. But you really had an impact on the industry. So I guess my question is, back, we had pandemic conditions that enhanced retail activity. We've had the meme stock, and I think I understand that as well as most people about what were -- the real issues were and the uniqueness of the event. But I guess can you talk to us about after making it through those types of scenarios, now we're in a bit of different retail activity level. So if you could just sort of describe that engagement that you see in these days have to be through some couple of very interesting periods of retail trading. Vladimir Tenev ...