...Good morning, everyone, and thank you for joining us today. We always look forward to meeting with you because it's so important for us to share with you, our story. That's because our story is unique. We are the only global reinsurer exclusively focused on life and health risk. Our platform is unique as we have a long track record of reinsuring not just one, but both sides of the balance sheet, and we do this all around the world. This means we reinsure the biometric liabilities such as mortality, morbidity, and longevity, and the asset-intensive form of reinsurance this unique platform is delivered through our empowered and highly capable local offices. They are unified by strong RGA culture and connected through a spirit of collaboration that has always been one of our hallmarks for success. You will see today that this platform confers upon us many strategic advantages that have led to a proven track record of success and positions us for a bright future. We are very well positioned...