...Hi. A very good morning. My name is Melissa. Thanks for joining us for MIT's fourth-quarter and full financial-year result briefing. We have the management team of MIT on-site for this virtual briefing. We have Kuo Wei, our CEO; Lily, our CFO; Peter, Head of Investment; Serene, Head of Asset; Sara, our US Asset Manager; and also Khim, who leads the marketing team. The results presentation slides were issued last evening via SGXNet and available on MIT's website. We will use it for this morning's briefing. Without further ado, may I invite Kuo Wei to provide a short update on MIT's performance. Kuo Wei, please. Kuo Wei Tham ...