...Operator Good evening, everyone. We welcome you all to 4Q FY '23 earnings web call of Canara Bank. Thank you so for giving us this opportunity to host the call. Today we have with us Mr. Satyanarayana Raju, MD and CEO; Mr. Debashish Mukherjee, Executive; and Mr. Ashok Chandra, Executive Director; Mr. Hardeep Singh Ahluwalia, Executive Director; along with senior members of the team. Without further ado, I hand over the call to MD sir for his opening remarks, post which we can open the floor for Q&A. K. Satyanarayana Raju ...