...Good afternoon, everyone, and welcome to MAPFRE results presentation for the full year 2022. This is Felipe Navarro, Head of Investor Relations, Capital Markets and Corporate Treasurer. We want to welcome especially those who have joined us in person at MAPFRE Foundation's auditorium and also those who are linked through the connected online service. It's a pleasure to have Mr. Antonio Huertas here with us, MAPFRE's CEO. He will give us the key highlights of the year as well as a quick overview of performance during the first year of our 2022-2024 strategic plan on an updated outlook. Although for detailed information regarding our strategic plan, you will have to wait for our next AGM to be held on March the 10th. The AGM agenda together with the full year disclosure and annual reports that have been published today are all available in our website. It is also a pleasure to introduce Fernando Mata, the Group CFO, who will walk us through the main financial trends; as well as Eduardo Perez...