...Operator Ladies and gentlemen, good day, and welcome to Q4 FY 2022 Earnings Conference Call of Can Fin Homes Limited hosted by Investec Capital Services. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Nidhesh Jain from Investec Capital Services. Thank you, and over to you, sir. Nidhesh Jain Thank you, Rihaan. Good afternoon, everyone. Welcome to the Q4 FY '21 Earnings Conference Call of Can Fin Homes Limited. To discuss the financial performance of Can Fin Homes and to address your queries, we have with us today Mr. Girish Kousgi, MD and CEO, Can Fin Homes; Mr. Amitabh Chatterjee, Deputy Managing Director; Ms. Shamila, Business Head; and Mr. Prashanth Joishy, CFO, Can Fin Homes, along with other members of the management team....