Zions Bancorporation NA Q4 2020 Earnings Call Summary - Thomson StreetEvents

Zions Bancorporation NA Q4 2020 Earnings Call Summary

Zions Bancorporation NA Q4 2020 Earnings Call Summary - Thomson StreetEvents
Zions Bancorporation NA Q4 2020 Earnings Call Summary
Published Jan 19, 2021
Published Jan 19, 2021
Price US$ 54.00  |  Buy this Report Now

About This Report

  
Abstract:

Edited Brief of ZION.OQ earnings conference call or presentation 19-Jan-21 10:30pm GMT

  
Report Type:

Brief

Source:
Company:
Zions Bancorporation NA
Ticker
ZION.OQ
Time
10:30pm GMT
Format:
PDF Adobe Acrobat
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The following is excerpted from the question-and-answer section of the transcript.

(Questions from industry analysts are provided in full, but answers are omitted - download the transcript to see the full question-and-answer session)

Question: Stephen M. Moss - B. Riley Securities, Inc., Research Division - Analyst : Just one follow-up question for me on the allowance for credit losses here, the $59 million decline related to portfolio changes. You've had a lot of loan growth here driven by municipal and owner-occupied over the past 12 months. Just kind of wondering, do we think about that -- a good component of that $59 million being sustainable as we head to the first half of 2021 in terms of reserve release? REFINITIV STREETEVENTS | www.refinitiv.com | Contact Us consent of Refinitiv. 'Refinitiv' and the Refinitiv logo are registered trademarks of Refinitiv and its affiliated companies. JANUARY 19, 2021 / 10:30PM, ZION.OQ - Q4 2020 Zions Bancorporation NA Earnings Call


Question: Stephen M. Moss - B. Riley Securities, Inc., Research Division - Analyst : Sure. So just on Slide 15, with the $59 million reduction in the ACL from portfolio changes, you guys mentioned there are new loans and portfolio mix, 2 of the drivers. And just looking at growth over the past 4 quarters have been driven by municipal loans and owner-occupied CRE. So I'm thinking if that continues into 2021, do we see a good chunk of that $59 million reserve release, those -- or continue into the first half of 2021?

Table Of Contents

Zions Bancorporation NA Annual Shareholders Meeting Transcript – 2021-04-30 – US$ 54.00 – Edited Transcript of ZION.OQ shareholder or annual meeting 30-Apr-21 7:00pm GMT

Zions Bancorporation NA Q1 2021 Earnings Call Transcript – 2021-04-19 – US$ 54.00 – Edited Transcript of ZION.OQ earnings conference call or presentation 19-Apr-21 9:30pm GMT

Zions Bancorporation NA at RBC Capital Markets Global Financial Institutions Conference (Virtual) Transcript – 2021-03-09 – US$ 54.00 – Edited Transcript of ZION.OQ presentation 9-Mar-21 2:20pm GMT

Zions Bancorporation NA at KBW Virtual Winter Financial Services Conference Transcript – 2021-02-10 – US$ 54.00 – Edited Transcript of ZION.OQ presentation 10-Feb-21 2:30pm GMT

Zions Bancorporation NA Q4 2020 Earnings Call Transcript – 2021-01-19 – US$ 54.00 – Edited Transcript of ZION.OQ earnings conference call or presentation 19-Jan-21 10:30pm GMT

Zions Bancorporation NA at Goldman Sachs Financial Services Conference (Virtual) Transcript – 2020-12-08 – US$ 54.00 – Edited Transcript of ZION.OQ presentation 8-Dec-20 8:00pm GMT

Zions Bancorporation NA at Bank of America Merrill Lynch Future of Financials Virtual Conference Transcript – 2020-11-10 – US$ 54.00 – Edited Transcript of ZION.OQ presentation 10-Nov-20 6:40pm GMT

Zions Bancorporation NA Q3 2020 Earnings Call Summary – 2020-10-19 – US$ 54.00 – Edited Brief of ZION.OQ earnings conference call or presentation 19-Oct-20 9:30pm GMT

Zions Bancorporation NA Q3 2020 Earnings Call Transcript – 2020-10-19 – US$ 54.00 – Edited Transcript of ZION.OQ earnings conference call or presentation 19-Oct-20 9:30pm GMT

Zions Bancorporation NA at Barclays Global Financials New York Conference (Virtual) Transcript – 2020-09-15 – US$ 54.00 – Edited Transcript of ZION.OQ presentation 15-Sep-20 8:15pm GMT

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Cite this Report

  
MLA:
Thomson StreetEvents. "Zions Bancorporation NA Q4 2020 Earnings Call Summary" Jan 19, 2021. Alacra Store. May 11, 2025. <http://www.alacrastore.com/thomson-streetevents-transcripts/Q4-2020-Zions-Bancorporation-NA-Earnings-Call-B13255542>
  
APA:
Thomson StreetEvents. (2021). Zions Bancorporation NA Q4 2020 Earnings Call Summary Jan 19, 2021. New York, NY: Alacra Store. Retrieved May 11, 2025 from <http://www.alacrastore.com/thomson-streetevents-transcripts/Q4-2020-Zions-Bancorporation-NA-Earnings-Call-B13255542>
  
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