...Thank you, operator. Good morning, everybody. And thank you again for participating in today's call. I'm joined by Michael Denny, our Chief Financial Officer. After the close of market yesterday, we released the financial results for the quarter ended September 30. Details can be found on our website, which is a new website, by the way, or as filed on SEDAR. I will keep my comments brief as I normally do, but I do want to focus on some highlights. I won't, as is typical for our calls, be going through all the full financial statements as you can read them when you have time. Loan interest revenue for Q4 was $2.5 million that's up over 46% to the prior year and up 18% from the prior quarter. That is a very strong quarter for us in fact, a record quarter. Our total reported revenue under IFRS was actually $1.25 million in the quarter. I've pointed this out on every call before and please note that IFRS revenue can be slightly distorting and hard to follow, as under IFRS changes in balance...