The following is excerpted from the question-and-answer section of the transcript.
(Questions from industry analysts are provided in full, but answers are omitted - download the transcript to see the full question-and-answer session)
Question: Parameswaran Subramanian - Macquarie Research - Analyst
: So my first question was on understanding this NII that you've reported on the merge basis, so if I just do an addition of the 2Q NII of Shriram
Transport and Shriram City Union and compare with what you have reported for pro forma, there's a gap of -- or an incremental addition of about
INR 180 crore. So could you explain what exactly is giving this delta.
Question: Parameswaran Subramanian - Macquarie Research - Analyst
: INR 100 crore per quarter for the next 3, 4 quarters?
Question: Parameswaran Subramanian - Macquarie Research - Analyst
: You said it is a hit to the balance sheet, so how is it giving you credit on the P&L?
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FEBRUARY 01, 2023 / 2:30AM, SHMF.NS - Q3 2023 Shriram Finance Ltd Earnings Call
Question: Parameswaran Subramanian - Macquarie Research - Analyst
: Okay, sir. And what is the corresponding impact on net worth? Because even if I do a net worth comparison even adjusting for goodwill, is it also
adding to our net worth, this...
Question: Parameswaran Subramanian - Macquarie Research - Analyst
: Okay. So goodwill is 1,400 and the remaining 1,400 is also...
Question: Parameswaran Subramanian - Macquarie Research - Analyst
: Got it. Sir, if I can just add, so considering the (inaudible) post merger in the P&L currently, so what is the sustainable level of ROA and ROE. This
time, you are reporting 3.4% ROA, but what is on a sustainable basis, what do you think there should be numbers there?
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