...Thank you. Good morning, everyone. Thanks all for joining us. As anticipated, the market environment, in aggregate, remain mixed, continuing a pattern we've seen over the past several quarters. Notwithstanding the net result for Morgan Stanley was we generated $13 billion -- a little over $13 billion in revenues, $2.3 billion in net income and ROTCE of 13.5%. Our concerns around the tight employment market, high commodity prices, inflationary pressures that may impact Fed policy provide additional challenges later in the quarter. But we are seeing increasing evidence of M&A and underwriting calendars that are building, and while we expect momentum to continue this year, given the fourth quarter has some seasonal considerations, we expect most of the activity to materialize in 2024. Meanwhile, it's our job to control what we can control. Firstly, we successfully completed the E*TRADE integration this quarter. That was a massive undertaking, and the expenses relating to that have been bleeding...
