...Thank you. Good afternoon. Thank you for joining us for our third quarter 2020 earnings call. Also on the call today is Doug Howell, our Chief Financial Officer; as well as the heads of our operating divisions. We delivered a very strong third quarter. Despite the current global health crisis and the related economic slowdown resulting from COVID-19, we continue to execute at the highest levels. While we continue to place health and safety first, we are selling new business, we are servicing and retaining our clients, we continue to look at merger and acquisition opportunities and our bedrock culture keeps us working together even while physically apart. These are times when our global capabilities, niche expertise and product specialists support our local professionals as they help our customers navigate these challenging times. I'd like to thank our 30,000-plus Gallagher professionals for their efforts and relentless focus on delivering the very best Insurance Brokerage, Consulting and...
