The following is excerpted from the question-and-answer section of the transcript.
(Questions from industry analysts are provided in full, but answers are omitted - download the transcript to see the full question-and-answer session)
Question: Rohan Mandora - Equirus Securities Private Limited, Research Division - Analyst
: Congrats on the good set of numbers. Sir, wanted to understand that in the current environment, when there's stress in the vehicle finance portfolio
for most of the financiers, you are seeing pretty healthier trends. So some comments on what ensured that? And any specific measure that we have
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JANUARY 23, 2020 / 3:30AM, AUFI.NS - Q3 2020 AU Small Finance Bank Ltd Earnings Call
taken in 3Q to ensure [healthy] collections? And if you can share the GNPAs in new vehicle, used wheels and cash on wheels segment in 3Q as well
as in (inaudible)?
Question: Rohan Mandora - Equirus Securities Private Limited, Research Division - Analyst
: Sure, sir. And sir, absolute GNPAs at (inaudible) new wheels, used and cash on wheels?
Question: Rohan Mandora - Equirus Securities Private Limited, Research Division - Analyst
: Sure, sir. And lastly, sir, in terms of eligibility for a customer for Cash on Wheels, like, what kind of vintage or -- what kind of vintage is there in --
whenever you collect the loan, what kind of an -- is there a percentage cap on the existing loan amount? Because in case there's some (inaudible),
up to what DPD do we allow a Cash on Wheel customer? Some color on that.
Question: Rohan Mandora - Equirus Securities Private Limited, Research Division - Analyst
: 60 days. Okay. Sure, sir.
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