...And all Chief Financial Officer today's call. An archive of the recording will be available later today in the IR calendar section, the News and Events tab at our Investor Relations websites. During the call, we've been making reference to certain materials and it can all see down in the Presentations section of the News and Events tab at our IR website. These materials are unable to view 2024 earnings conference call. Also, we will make certain forward-looking statements, including third quarter and full year 2020 for guidance to help you understand Equifax and its business environment. These statements involve a number of risks, uncertainties and other factors that could cause actual results to differ materially from our expectations. Certain risk factors that may impact our business are set forth in our filings with the SEC, including our 2023 form 10 K and subsequent filings will also be referring to certain non-GAAP financial measures, including adjusted EPS, adjusted EBITDA, which...