HDFC Bank Ltd Q2 2021 Earnings Call Transcript - Thomson StreetEvents

HDFC Bank Ltd Q2 2021 Earnings Call Transcript

HDFC Bank Ltd Q2 2021 Earnings Call Transcript - Thomson StreetEvents
HDFC Bank Ltd Q2 2021 Earnings Call Transcript
Published Oct 17, 2020
Published Oct 17, 2020
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Abstract:

Edited Transcript of HDBK.NS earnings conference call or presentation 17-Oct-20 11:30am GMT

  
Report Type:

Transcript

Source:
Company:
HDFC Bank Ltd
Ticker
HDBK.NS
Time
11:30am GMT
Format:
PDF Adobe Acrobat
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The following is excerpted from the question-and-answer section of the transcript.

(Questions from industry analysts are provided in full, but answers are omitted - download the transcript to see the full question-and-answer session)

Question: Mahrukh Adajania - Elara Securities (India) Private Limited, Research Division - Analyst : Congratulations. My first question is on collections. So you said that the moratorium collection efficiency would be 97% by end October. Will that be throughout the whole book as well, or just the retail book?


Question: Mahrukh Adajania - Elara Securities (India) Private Limited, Research Division - Analyst : And the denominator for collection efficiency will be the total demand, not the collection buckets or any such [sale], right? This is the total demand.


Question: Mahrukh Adajania - Elara Securities (India) Private Limited, Research Division - Analyst : Got it, got it. And my other question was that Rahul did explain how NIMs in the corporate book was good. So how do you explain the pressure on NIMs? So NIMs have declined, but the corporate book has expanded. It's just the liquidity or... REFINITIV STREETEVENTS | www.refinitiv.com | Contact Us consent of Refinitiv. 'Refinitiv' and the Refinitiv logo are registered trademarks of Refinitiv and its affiliated companies. OCTOBER 17, 2020 / 11:30AM, HDBK.NS - Q2 2021 HDFC Bank Ltd Earnings Call


Question: Mahrukh Adajania - Elara Securities (India) Private Limited, Research Division - Analyst : Got it. And just one last question: What is the percentage of customers who have not paid a single installment?


Question: Mahrukh Adajania - Elara Securities (India) Private Limited, Research Division - Analyst : What was the -- so I mean in the -- so there was a morat book and there will be customers who are not paying any installments. At -- so at the end of August -- at the end of June, you had given a figure of around 8.5% of customers who have not paid a single installment. So at the end of August in the morat book, what is the percentage of customers who have not paid a single installment?

Table Of Contents

HDFC Bank Ltd at JPMorgan India Investor Summit Transcript – 2021-09-20 – US$ 54.00 – Edited Transcript of HDBK.NS presentation 20-Sep-21 10:59am GMT

HDFC Bank Ltd Q1 2022 Earnings Call Transcript – 2021-07-17 – US$ 54.00 – Edited Transcript of HDBK.NS earnings conference call or presentation 17-Jul-21 1:00pm GMT

HDFC Bank Ltd Q4 2021 Earnings Call Transcript – 2021-04-17 – US$ 54.00 – Edited Transcript of HDBK.NS earnings conference call or presentation 17-Apr-21 11:30am GMT

HDFC Bank Ltd Q3 2021 Earnings Call Transcript – 2021-01-16 – US$ 54.00 – Edited Transcript of HDBK.NS earnings conference call or presentation 16-Jan-21 11:30am GMT

HDFC Bank Ltd at Prabhudas Lilladher Pvt Ltd Insurance Day Transcript – 2020-11-02 – US$ 54.00 – Edited Transcript of HDBK.NS presentation 2-Nov-20 10:59am GMT

HDFC Bank Ltd Q1 2021 Earnings Call Transcript – 2020-07-18 – US$ 54.00 – Edited Transcript of HDBK.NS earnings conference call or presentation 18-Jul-20 1:00pm GMT

HDFC Bank Ltd Q2 2020 Earnings Call Transcript – 2019-10-19 – US$ 54.00 – Edited Transcript of HDBK.NS earnings conference call or presentation 19-Oct-19 11:30am GMT

HDFC Bank Ltd Q4 2019 Earnings Call Transcript – 2019-04-20 – US$ 54.00 – Edited Transcript of HDBK.NS earnings conference call or presentation 20-Apr-19 11:30am GMT

HDFC Bank Ltd Q3 2019 Earnings Call Transcript – 2019-01-19 – US$ 54.00 – Edited Transcript of HDBK.NS earnings conference call or presentation 19-Jan-19 11:30am GMT

HDFC Bank Ltd Q2 2019 Earnings Call Transcript – 2018-10-20 – US$ 54.00 – Edited Transcript of HDBK.NS earnings conference call or presentation 20-Oct-18 11:30am GMT

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Thomson StreetEvents. "HDFC Bank Ltd Q2 2021 Earnings Call Transcript" Oct 17, 2020. Alacra Store. May 04, 2025. <http://www.alacrastore.com/thomson-streetevents-transcripts/Q2-2021-HDFC-Bank-Ltd-Earnings-Call-T13449462>
  
APA:
Thomson StreetEvents. (2020). HDFC Bank Ltd Q2 2021 Earnings Call Transcript Oct 17, 2020. New York, NY: Alacra Store. Retrieved May 04, 2025 from <http://www.alacrastore.com/thomson-streetevents-transcripts/Q2-2021-HDFC-Bank-Ltd-Earnings-Call-T13449462>
  
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