...Unidentified Participant Awesome. Well, up next, we have the Pinnacle and Synovus team joining us for the fifth or sixth time for some of us, while others, it's joining us for the first time. I think it's safe to say this group has probably had the busiest year of any company here announcing their Transformational Merger of Equals in July and they recently received regulatory approval and on target to close early next year. Once the deal closes, Kevin Blair will be the CEO of the combined company. Kevin, welcome back. Also joining us for the first time, Terry Turner, who is CEO of Pinnacle and becomes Chairman of the combined company. So with that, today's presentation is going to be a fireside chat. I'm sure most of you saw that the company had a handful of slides out yesterday. So we'll be going over some questions that will likely reference some of those slides. So welcome and glad you guys are here....