...Good morning and welcome to the 2024 Annual General Meeting of Netwealth Group Limited. My name is Tim Antonie, and I'm the Chair of the company. Let me begin, as it's now 9:30 AM, and the quorum is present, I declare the meeting open. Let me begin by acknowledging the traditional owners of the lands that we work in. Our office here in Melbourne is on the traditional lands of the Wurundjeri people of the Kulin nation. We celebrate the stories, cultures and traditions of the Aboriginal and Torres Strait Islander people of all nations and pay our respects to their elders past and present. I would now like to introduce your Board of Directors. On my right, our CEO and Managing Director, Matt Heine; Sally Freeman; and Sarah Brennan. And on my left, our founder, Michael Heine; Davyd Lewis; and Kate Temby. Also joining us today are our Group CFO and joint company secretary Grant Boyle for the last time in an official capacity. I'll talk about it later. Our Chief Risk Legal and Governance Officer,...