...Good morning. Thank you for joining the annual meeting of shareholders of M&T Bank Corporation. I'm RenT Jones, the Chairman and Chief Executive Officer of M&T. Our Board of Directors and our Executive leadership team are connected virtually. And here in the room with me are Daryl Bible, the Chief Financial Officer of the company, and Marie King, the company's Corporate Secretary. The Inspector of Election as hereby appointed is Craig Fischer from the law firm Hodgson Russ, LLP. Beforeproxy materials we begin our official business, I'd like to take a moment to acknowledge two of our longest serving directors, Bob Brady and Jeff Cunningham, who are not standing for re-election at today's meeting. As a former Chairman and CEO of [MoB], a worldwide manufacturer of control systems and components for aircraft, spacecraft, automated machinery and medical equipment, Bob Brady's business experience, outside perspective, and wise counsel have been invaluable since he joined us back in 1994, particularly...
