...Good morning, everybody, and welcome to Day 2 of the 23rd Annual CS Financial Services Forum here in Florida in person. I'm Susan Katzke, for those of you who are with us virtually, I cover the large-cap banks at CrTdit Suisse. So starting the day for us from the banks. I'm pleased to be here with JPMorgan's CFO, Jeremy Barnum. I got to tell you, I do kind of, kind of miss Investor Day, which used to conflict with this conference but we're happy to make the trade-off and have you here with me. But do you miss Investor Day? Jeremy Barnum ...