...Moving right along, very pleased to have JPMorgan Chase with us next. As a reminder, to the left-hand side of your screen, our audience response polling questions. If we don't get to them during the presentation, we can certainly publish the results tonight. So there's probably 4 questions like we've asked all the other companies. Please click through them. You get the next button on top after you respond. And also, there's ability to ask questions from the audience. On top left-hand corner of your screen, just hit the question button, and you can submit the question, and we'll ask it if times allow it. Next up, very pleased to have JPMorgan Chase. From the company, Jen Piepszak, Chief Financial Officer. Good morning, Jen. Jennifer A. Piepszak ...