...A. I really want to do focus on JPMorgan this afternoon, but I'd remiss if I didn't ask you about your macro view of the world perhaps on the consumer side, 80 million consumer customers, 12% deposit market share, over 20% card share. B. You see it in credit card, where we all would probably said the lowest credit card loss will ever go, a norm is 3.5%. C. The lowest ever go is like 2.75%, they hit 1.50% now they're going back to the 2 50, 300, just the normalization. D. We had the lowest wholesale credit losses we've ever seen. E. From 7,300 to 14,000. F. Economy of growth, private equity has got 1,000 to 10,000. G. But -- no, but we would have to hold 30% more capital than the European bank. H. I just -- I'm missing that, and it's 25% of our capital. I. So I guess if we take what you said RWA is up 30%. J. RWA is up 30%... K. So I guess you've talked about this 13.5%? L. So RWA is up 30%. M. So RWA is up 30%. N. I assume you keep a 13.5% CET1 ratio, your 17% ROE target goes -- RTC target...