...A. It made the lower on 4,850 on the S&P index, and I just couldn't understand why everybody saw the situation as dark as they did. B. And I think my thinking about the markets and retail and also professional investors who are most important segment of our interactive brokers customer base, I would say that about 20 to 30 -- 25% to 30% of our clients are institutional or professional investors and traders and the remaining 70% to 75% are retail. C. For the past 12 months, ending in May, our customer accounts have grown by 32%, account equity by 29%, commissions by 32%, and interest income by 31%. D. As far as your question about Hood and eToro is concerned, given the price earnings ratio of 45 for Hood, and I do not know what it is for eToro, the market certainly believes that they have a much superior future to that of IBKR. E. In May, 2.2% of our volume was done in overnight trading. F. I expect this number to rise to about 25% to 30% in the next 20 years....