...Good evening, everybody, who join this session, the Techno -- second Technology Day for Intellect. It's my pleasure with the interest, all of you as the investor, for participating in this journey of Intellect of building a global corporation which can service the financial institution in need of products in a global market. The purpose of Intellect, as we articulate, is to provide large enterprise-grade composable and contextual solutions, driving higher business impact, reducing cost and risk on a sustainable basis. If I -- our assumptions of our industry, there is a 3 dimensional complexity for the bankers today. First is, we are managing 4 generation of technology from mainframe to client server to 3-year architecture and now moving to the cloud architecture. Exponential growth of financial products, which happened over the last 20 years is creating a complex mesh. And there's a global ecosystem of fintechs and regulation, which is evolving. There are 3 dimension complexity, which is...
