...Sounds good. Well, good morning, and thanks, Manan, and to Morgan Stanley for hosting us today. We welcome everyone here today and also listening on the webcast. We appreciate your interest in Huntington, and we're pleased to share an update on our recent business trends and select new initiatives. Following my brief presentation, I'll turn it back over to Manan for Q&A. Before we get started, please review slide 2, which applies to the forward looking statements we'll be making today. Starting on slide 3, Huntington continues to demonstrate our strength and resiliency through the cycle, even as external factors, including the path of interest rates, a sustained inverted yield curve continue to provide a dynamic environment for the industry. Our successes would not be possible without the dedication of our nearly 20,000 colleagues who live our purpose every day, as they serve customers across the bank with extraordinary commitment. Turning to slide 4, there are six key messages we want...
