...A. Equity analyst at Fidelity, and I'm here with Huntington Bancshares, a $25 billion market cap bank based in Ohio with over 1,000 branches now. B. First, we are delivering accelerated organic growth. C. Robust loan production has driven peer-leading loan growth, which was 6.3% annualized in the third quarter. D. We have also sustained deposit growth with average balances having increased by 5.6% year-over-year. E. Third, we are driving fee revenues higher with strategies centered on payments, wealth management and capital markets. F. Net charge-offs for the third quarter continue to be in the top quartile versus peers and our allowance for credit losses is in the top tier. G. Finally, the net result of these actions, we expect to result and expanded profitability into the fourth quarter and next year. H. This outlook includes record net interest income dollars for the full year of 2025. I. In the third quarter, our annualized end-of-period loan growth rate of 6.3%, ranked at the top of...
