...Good morning, and welcome to the presentation of Close Brothers' 2021 Half Year Results. I'll start with a brief reflection on the key elements of our performance in the first half, and how I'm planning to take us through the next stage of our strategic development, building on the core strengths of our successful model. Mike will then take you through our financial performance. And then I'll come back to give you an update on our strategy and business performance. Current circumstances have dictated that this is a prerecorded presentation. But as usual, we'll be happy to take your questions afterwards, both via the telephone conference line and over the webcast, which you can submit either during or after the presentation. It's been another challenging period, with the impact of COVID-19 and lockdown restrictions continuing to affect our customers and businesses. Our priority has been to successfully navigate this challenging environment while continuing to support our people, customers...