...Good morning. I'm Susan Katzke. I cover the large-cap banks at CrTdit Suisse. And on behalf of our entire financial services team, I'd like to welcome you to our 22nd Annual Financial Services Conference. Thank you all for joining us this morning. Over the next 3 days, we look forward to hearing from more than 70 presenters. We have over 120 participating corporates this year. And hopefully, you'll walk away with work their picture of prospects across the financial services industry. One thing I know is certain here and that there's never a dull moment in banking. Part of this conference for as many years as I think we posted this conference. I am very pleased to have with us Goldman Sachs, David Solomon. David, you need a little more in the way of introduction. We'd much rather hear you talk about Goldman. So let's get started. Before we jump into a fireside chat, for the investors who are registered into the conference, please send me an e-mail with the subject line of your question,...
