...Good afternoon, everybody. I'm Jason Kupferberg, the payments, processors and IT services analyst here at Bank of America. We're continuing on with the second and final day of our 16th Annual Payments Symposium. And we're really excited to have Rob Orgel here from Flywire. He is the COO of the company. And Rob and I were just remarking that it's hard to believe we're going on 3 years since IPO, almost 2 years since the company's Analyst Day post-IPO. I still feel like despite the fact that it has been 3 years, call it, it is always helpful just to level set for those who might be a little less familiar with Flywire, to just give a high-level description of the business and the value proposition. And then we'll go into the fun stuff after that. Robert Orgel ...
