...A. Ms. Sundberg has informed me that 91% of the company's outstanding shares as of the record date are present and that we therefore have a quorum. B. After congressional hearings, Wells Fargo agreed to pay $185 million to resolve claims of fraudulent sales practices. C. The Wells Fargo Board then moved to claw back $136 million from top executives. D. Wells Fargo unfortunately concluded that a top executive had only turned a blind eye to the practice of opening fraudulent accounts and thus failed to attempt any clawback and left $136 million on the table. E. 2024 was another year of growth for Fiserv, with continued innovation, significant winds across our businesses, and strong financial results. F. We delivered 16% organic revenue growth, returned $5.5 billion to shareholders through share repurchase. G. Expanded adjusted operating margins by 170 basis points, and adjusted earnings per share was $8.80, up 17%, marking our 39th consecutive year of double-digit adjusted EPS growth....