First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference Transcript - Thomson StreetEvents

First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference Transcript

First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference Transcript - Thomson StreetEvents
First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference Transcript
Published Mar 04, 2025
12 pages (6136 words) — Published Mar 04, 2025
Price US$ 54.00  |  Buy this Report Now

About This Report

  
Abstract:

Edited Transcript of FHN.N presentation 4-Mar-25 7:40pm GMT

  
Brief Excerpt:

...Thank you for being here. We have Bryan Jordan, here, from First Horizon. Old friend, covered your company for a long period of time. And we also have Hope, in the audience, as well, if the questions get too tough, (multiple speakers) technical questions. Okay. That's good. Thank you for being here. As I've done in these other sessions, attendance is up. We have a lot more generalist interest. Maybe, not after today, in the market. But they're still here and they showed up. So, maybe, just give us a 30,000-foot description of first-to-rise in the markets (inaudible) in business. And, then, we'll go from there. Bryan Jordan ...

  
Report Type:

Transcript

Source:
Thomson StreetEvents
Company:
First Horizon Corp
Ticker
FHN.N
Time
7:40pm GMT
Format:
PDF Adobe Acrobat
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The following is excerpted from the question-and-answer section of the transcript.

(Questions from industry analysts are provided in full, but answers are omitted - download the transcript to see the full question-and-answer session)

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Talk a little bit about that momentum. You had a good fourth quarter. How are you feeling about momentum, rolling into '25? REFINITIV STREETEVENTS | www.refinitiv.com | Contact Us consent of Refinitiv. 'Refinitiv' and the Refinitiv logo are registered trademarks of Refinitiv and its affiliated companies. MARCH 04, 2025 / 7:40PM, FHN.N - First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. Good. (Conference Instructions) How are you feeling, in general, about the economy? It's topical today, obviously. But that's not really why I'm asking the question. But how are you feeling about the economy? And how does that translate into your pipelines?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : And the feedback from borrowers on some of these visits?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. How about the Mortgage Warehouse Business? Is there an update on that?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : So nothing really unusual compared to what you would expect in this kind of environment? REFINITIV STREETEVENTS | www.refinitiv.com | Contact Us consent of Refinitiv. 'Refinitiv' and the Refinitiv logo are registered trademarks of Refinitiv and its affiliated companies. MARCH 04, 2025 / 7:40PM, FHN.N - First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Yeah. For sure. Okay. Sources of growth. Talk a little bit about loan mix? And where you see, maybe, runoff or planned runoff and where you see a little more optimism?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : So, maybe, a little seasonality early but it feels fine?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Yeah. Talk a little bit about some of the margin levers. You did a portfolio restructure and it feels like you have momentum in the margin. Give us an update, in terms of what you're thinking there.

Question: Jon Arfstrom - RBC Capital Markets - Analyst : So consistent message on the margin, with some improvement in the first quarter. But you're feeling good about margin expansion, from there? REFINITIV STREETEVENTS | www.refinitiv.com | Contact Us consent of Refinitiv. 'Refinitiv' and the Refinitiv logo are registered trademarks of Refinitiv and its affiliated companies. MARCH 04, 2025 / 7:40PM, FHN.N - First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference

Question: Jon Arfstrom - RBC Capital Markets - Analyst : And you're still getting the repricing of the deposits?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. Good. Fixed Income Business. Can you give us an update, in terms of how that's performing and what kind of expectations you have there?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. You've been pretty open about making preparations, the LFI requirements. Where are you in that journey? And how do you want investors

Question: Jon Arfstrom - RBC Capital Markets - Analyst : And you have some time?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : What's the most expensive part? Or what part of it bothers you the most, in terms of getting prepared for them?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. You used the term optionality. In a couple of years, it feels like you're prepared to organically grow through it. I think some people look at you, today, and say it's a ceiling or a cliff. What's your answer on that?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : You've probably never been asked that question before.

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Absolutely. Can you talk a little bit about capital deployment and what your plans are? It feels like you still have more room and, maybe, it keeps getting a little bit better, over time, in terms of where you can take your capital ratios.

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. We've got a few minutes left, if anyone has any questions. Okay. What are you getting the most investor questions on? What do they want to know? REFINITIV STREETEVENTS | www.refinitiv.com | Contact Us consent of Refinitiv. 'Refinitiv' and the Refinitiv logo are registered trademarks of Refinitiv and its affiliated companies. MARCH 04, 2025 / 7:40PM, FHN.N - First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. Anything you want to share on lessons learned? Call this May of '23 to where we are, today?

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. So a lot of focus on M&A, obviously. And I'm sure you maybe get annoyed with these questions. But what is the Bryan Jordan thought process? And you were partnered with a bigger institution. But, at the same time, I hear you say you can grow through $100 billion on your own and you're not that bothered by it. But what's your current view? REFINITIV STREETEVENTS | www.refinitiv.com | Contact Us consent of Refinitiv. 'Refinitiv' and the Refinitiv logo are registered trademarks of Refinitiv and its affiliated companies. MARCH 04, 2025 / 7:40PM, FHN.N - First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Okay. Seems like you're in a good spot.

Question: Jon Arfstrom - RBC Capital Markets - Analyst : Yeah. Okay. Well, thank you, Bryan, for being here. (inaudible)

Table Of Contents

First Horizon Corp Q1 2025 Earnings Call Summary – 2025-04-16 – US$ 54.00 – Edited Brief of FHN.N earnings conference call or presentation 16-Apr-25 1:30pm GMT

First Horizon Corp Q1 2025 Earnings Call Transcript – 2025-04-16 – US$ 54.00 – Edited Transcript of FHN.N earnings conference call or presentation 16-Apr-25 1:30pm GMT

First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference Summary – 2025-03-04 – US$ 54.00 – Edited Brief of FHN.N presentation 4-Mar-25 7:40pm GMT

First Horizon Corp at Raymond James Institutional Investors Conference Summary – 2025-03-03 – US$ 54.00 – Edited Brief of FHN.N presentation 3-Mar-25 2:15pm GMT

First Horizon Corp at Raymond James Institutional Investors Conference Transcript – 2025-03-03 – US$ 54.00 – Edited Transcript of FHN.N presentation 3-Mar-25 2:15pm GMT

First Horizon Corp Q4 2024 Earnings Call Summary – 2025-01-16 – US$ 54.00 – Edited Brief of FHN.N earnings conference call or presentation 16-Jan-25 2:30pm GMT

First Horizon Corp Q4 2024 Earnings Call Transcript – 2025-01-16 – US$ 54.00 – Edited Transcript of FHN.N earnings conference call or presentation 16-Jan-25 2:30pm GMT

First Horizon Corp at Goldman Sachs U.S. Financial Services Conference Summary – 2024-12-10 – US$ 54.00 – Edited Brief of FHN.N presentation 10-Dec-24 8:40pm GMT

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MLA:
Thomson StreetEvents. "First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference Transcript" Mar 04, 2025. Alacra Store. May 11, 2025. <http://www.alacrastore.com/thomson-streetevents-transcripts/First-Horizon-Corp-at-RBC-Capital-Markets-Global-Financial-Institutions-Conference-T16268918>
  
APA:
Thomson StreetEvents. (2025). First Horizon Corp at RBC Capital Markets Global Financial Institutions Conference Transcript Mar 04, 2025. New York, NY: Alacra Store. Retrieved May 11, 2025 from <http://www.alacrastore.com/thomson-streetevents-transcripts/First-Horizon-Corp-at-RBC-Capital-Markets-Global-Financial-Institutions-Conference-T16268918>
  
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