...Unidentified Participant Thank you, everyone. We have First Horizons Corporation (sic - First Horizon Corporation), and looking forward to the conversation. So First Horizon Corporation is a regional bank with $83 billion in assets with over 400 branches across the Southeast. It operates its businesses through three segments: regional banking, specialty banking, and corporate; and it's headquartered in Memphis, Tennessee. So presenting today, we have Hope and Tammy. Hope is CFO; Tammy, COO. Hope first joined First Horizon in 2021, previously worked at Truist and its predecessor BB&T, in numerous roles over your 20-plus year career in banking. Tammy has responsibilities for technology and operations. And Tammy has been with First Horizon since its merger with IBERIABANK. And your role there, I think you were in a lot of retail and consumer banking position. So welcome to BAB. Tammy Locascio ...