...A. As you may know, they're about the 13th largest bank in the United States with just over $212 billion in assets. B. The company has put up a return on changeable common equity recently of about 18.3%. C. Despite a year of changing expectations on interest rates and loan growth, we were very pleased to deliver on financial commitments to our shareholders in 2024. D. As a result, Fifth Third continues to deliver top quartile profitability and strong long-term returns for shareholders, and with a reasonable P/E ratio on 2025 earnings, we aim to continue that performance for our shareholders. E. This region grows 2 to 3 times faster than the rest of the United States and 6 times faster than our legacy Midwest markets. F. Since 2018, we have opened 138 branches in the Southeast, nearly matching the national total branch builds of all of our peers combined. G. We are now accelerating our investment pace to 50 to 60 branches per year through 2028 to achieve our desired market density. H. These...