...Unidentified Participant Joining us once again, Fifth Third has continued to execute on its strategy, including building out its Southeast footprint, having strong fee income growth, and best in class cost control. In addition, it continues to have pure leading returns, and its strong capital position puts it in a strong position to increase capital returns to shareholders. So here to tell us more about the story, CEO Tim Spence; and Chief Financial Officer, Bryan Preston. Tim is going to walk us through some slides, and then we're going to have a Q&A session. Timothy Spence ...