...Okay. Well, thank you, everyone, for joining us, it's getting into the early afternoon here on the East Coast. So we're really appreciative of your time, and we're incredibly happy to have Gary and Woody join us from FIS. Obviously, they're quite busy managing a global organization from their homes. So we're really appreciative that they're taking the time here. If you do have questions, please send them. There should be a Zoom box there, where we can do Q&A or if you'd like to do the old school way, you can just e-mail me at jbeck@key.com. But I will basically run through a set of questions here and work in those investor questions at the end to the extent time is permitting. Otherwise, we'll reference you to Nate and his team if we're not able to get to all of those....