...Good morning, everyone, and thank you for joining Citi's 11th Annual Fintech Conference. I'm Ashwin Shirvaikar, Citi's Global Head of Fintech Research. My team and I cover the business processes and IT services sector. For our next session, we have FIS, and it's my pleasure to introduce Woody Woodall, who is the CFO. Woody, thank you for doing this for us. Again, I really appreciate it. James W. Woodall ...