...Operator Hello, and welcome to the Equitable Annual and Special Meeting of Shareholders. Please note that today's meeting is being recorded. If you participate in today's meeting and disclose personal information, you will be deemed to consent to the recording, transfer and use of same. If you disclose personal information of another person in today's meeting, it will be deemed to represent and warrant to Computershare and the corporation that you first obtain all required consents for the disclosure, recording, transfer and use of such personal information from all appropriate persons before your disclosure. (Operator Instructions) It is now my pleasure to turn today's meeting over to David LeGresley, Chair of the Board and a Director of Equitable Group. Mr. LeGresley, the floor is yours. David Malcolm Balfour LeGresley ...