...A. 2024 was a strong year for Equifax, $5.7 billion of revenue, which was a record for Equifax, 9% -- over 9% non-mortgage growth, [a billion 7] in non-mortgage revenue growth since 2019, which is quite significant. B. And our investment in our data technology transformation is really delivering with our expanded new product rollouts and a 12% vitality, which is the percent of our revenue from new products introduced in the last three years in 2024. C. And we've also done 14 acquisitions since 2021, so we've been focused on expanding Equifax. D. Our workforce solutions business was $2.4 billion up 5% against the tough mortgage market. E. Our USIS credit risk marketing and identity fraud business was almost $1.9 billion of revenue and up 10% again against a challenging mortgage market. F. In our international business, which operates in 23 markets around the globe, was a $1.4 billion of our revenue and up 19%, so strong broad-based business performance against a challenging mortgage market....