...A. So whether GDP is up 2% or down 1% and that's just vibration that we don't even pick up on. B. The other businesses are a bit faster in terms of their realization, whether you're talking about vehicle or cross-border or talking about lodging, those, I would say, you're realizing those, I call it, the 60% level in that given year. C. Think of over-the-road trucking, generally kind of long-haul kinds of things, which for us, when you think about probably total vehicle payments is only about 25%, 30% of the revenue. D. Our target is a company that has 5 vehicles or more. E. We expect that group to grow sales north of 30% this year, and they're off to a good start. F. We can be pretty nimble, particularly in when we're dealing with middle market, SMB, the local fleets, I would say probably 80-plus percent is an auto decision, model driven. G. So we pretty much auto decision, as I said, 80% of the applicants that come in, and we get thousands of applicants a month. H. Brazil is call it out...
