...Hi, everybody. I'm A.J. Rice, the health care services analyst at Credit Suisse. Thank you for joining us at our conference, and we're particularly pleased to have up next Cigna Healthcare. We've got Brian Evanko, Chief Financial Officer; and Alexis Jones, Head of the Investor Relations effort at Cigna. As you've seen, if you've been in other of the presentations, the way that someone can ask a question would be to e-mail me a question. So if you want to do that, I say that upfront because by the time we get to the end of the presentation, it may be tough, but aj.rice@credit-suisse.com, so I'll give that now. Thank you, guys, for participating again this year. Brian, I know you guys just reported the third quarter results. I don't know if there was a couple of quick takeaways you wanted to offer, and then we'll jump out into questions. Brian C. Evanko ...