... So I'm told I can't ask questions today, which I'm okay with, but I can welcome you all on behalf of the Bank to the 26th Annual Scotiabank Financial Summit. And I also want to thank you for your business and for your support. For the next two days, this room really is the center of the Canadian financial services universe, and we're tremendously proud of that. I'd like to call up Mike to the stage as formally passing the baton on to him. And it is my pleasure. Please join me in welcoming our first speaker, Scott Thomson, Scotiabank's President and CEO. Have a great conference, everyone. Mike Rizvanovic ...