...Okay. Hello, again, everyone. Ken Usdin back here, large-cap banks analyst at Autonomous. Really pleased to have another bank session here, another transformation story in BNY. Happy to be joined by Robin Vince, who joined BNY in 2020, became CEO in 2022 late in the year. He and the management team have embarked on a very ambitious strategy over the last few years to just streamline and de-silo the company. We're going to talk about that and future plans. And with that, Robin, thanks for joining us. Robin Vince ...